Allocated is a Mac budgeting app for students, residents, and young professionals who want to feel in control of their money — without paying every month to do it. Envelope budgeting, savings goals, bank imports. One price, yours forever. Try free for 3 days.
Envelope budgeting is the simplest way to make a fixed paycheck work. You decide where every dollar goes before you spend it.
Built around the envelope budgeting method — the same proven approach that YNAB made popular, refined into a cleaner, faster macOS app.
Give every dollar a job before the month starts. Move money between envelopes as life happens — no guilt, just clarity.
Track progress toward Emergency Fund, Travel, a new laptop — anything. Visual progress bars and monthly contribution tracking built in.
Import transactions from Chase, Bank of America, Wells Fargo, Capital One, and Citi. Smart auto-categorization with custom rules.
A guided wizard walks you through starting each month — log your paycheck, assign your dollars, review your goals. Takes 5 minutes.
Review your spending, cover any overspending, sweep surplus to savings. A complete month-close ritual built right into the app.
Cash, savings, investments, CDs, and liabilities in one place. Auto-updated monthly chart so you can watch your net worth grow.
Everything is stored in a single JSON file on your Mac. Automatic rolling backups. No cloud, no account, no breach risk.
A full setup wizard, newbie mode with inline tips, and a comprehensive help section mean you don't need to read a manual.
Export a clean CSV of your spending by category across any date range. Share with a financial advisor or just keep for your records.
Whether you're navigating a student budget, a first salary, or a resident income — Allocated helps you make a plan and stick to it. No financial background required.
Navigating a fixed salary, loan repayment, and building savings from scratch — Allocated helps you see exactly where every dollar goes.
A setup wizard, newbie mode with inline tips, and a guided monthly workflow walk you through everything. No experience needed.
Already using envelope budgeting and ready to own your software outright. Same method, one price, no recurring bill.
Stipends, part-time income, student loans — Allocated helps you stretch a tight budget without paying a subscription to do it.
First real salary, rent, loan repayment, starting to save — finally see exactly where your money goes and plan ahead with confidence.
No account required. No server ever sees your financial data. A single local file, automatic backups, always offline.
Pay once, use it forever. No renewals, no account, no one else's server ever touches your financial data.